The Home Buying Process
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Step 1: Get Educated. Take a home buyer education course to make sure you are ready to buy a home. Visit the Texas Financial Toolbox to find a quality home buyer education course in your area.
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Step 2: How Much Can You Afford? Create a budget with a mortgage payment that is comfortable for you. To see if you qualify for a down payment grant or other assistance visit www.readytobuyatexashome.com.
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Step 3: Get Pre-Approved. Contact a lender for a loan pre-approval to confirm how much you can afford.
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Step 4: What Kind of Home to Buy? Make a list of features you need and want in a home.
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Step 5: One of our agents will assist you when shopping for a Home. Take your time, look at many homes, take notes and ask questions.
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Step 6: Make an Offer. Home Living Solutions will submit a signed proposal specifying the purchase price, terms and conditions to the seller.
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Step 7: Get a Home Inspection. A home inspector will examine the home’s condition and alert you to any issues that may be present.
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Step 8: Get Homeowners Insurance. Homeowners insurance is required by your lender to protect your home from hazards like fire, storms and floods.
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Step 9: Close on Your Home. Closing day is when the seller receives the funds and you receive the deed and keys to your new home!
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